Mohela pslf timeline. Submit your PSLF application with Mohela Step 2.

Mohela pslf timeline 04/04 - employer provided electronic signature using the PSLF form on StudentAid. Re-sent it certified mail with a note that it was a duplicate (now it is a duplicate in the system but didn’t cause an issue). Mohela progress for me. Pslf progress area was no longer available Here is my timeline: $375,000 forgiven, $321,000 original principal 2003 and 2011: Graduation dates PSLF waiver submitted Nov 2022: Loans transferred from FedLoans to Mohela Dec 2022: PSLF waiver processed Apr 2023 and Jul 2023: ECFs submitted and processed (counts updated to 118 in July) Sept 21, 2023: Final ECF submitted October 16, 2023 I applied in 8/8 and just received approval on Mohela 2 days ago. How long does it take Mohela to process a PSLF employment verification? The digital one didn’t work for my company so they had me submit a manual form to update my number of qualifying payments. Yesterday (February 8th), I got the welcome email from Mohela and my PSLF counts and full loan details were in there. . 8/18- Fedloan processed both ECF. Her reply: "Understandably, we have a high volume of transfers coming from FLS and well as starting to management the PSLF program. 8/2/2022: uploaded my annual ECF to Mohela. Here’s my timeline: 7/7&7/13- faxed in ECF for 2 employers. Other redditors have said that with the payment pause, Mohela has told them they can submit the final ECF at anytime during the 120th month and it would be counted. ” Mohela is telling me (via the app and website) that my payments/tracker will be updated by mid October. No, you don't have to upload anything once e-signatures are added. Timeline from time of updated payment counts to I called today and learned that it was determined that I am "due to discharge" as of Oct 28th (mohela verified my 120 payments, said the Fedloan count was just preliminary). Previously forgiven hereI consolidated in 2010. April 5, 2023: Unsubsidized loan updated to 122 payments. 1st email, Congratulations, your new consolidation loan has been dispersed. I transferred into Mohela from Fedloan in late September with over 149 payments and chatted with them two weeks ago but didn’t learn anything. I consolidated to direct loans (edfinancial) in 2007, but was on wrong payment plan for several reasons. Step 1. Certainly somewhere between three to six weeks. Typically, you need to have filled out the PSLF form to get your loans transferred to MOHELA. However, they are unable to give me a ballpark estimate of how it will take to get from Due to Discharge to actually forgiven. I did the studentaid. Rep (of course) told me not to consolidate bc of losing counts. 9/20/2022: Mohela finishes processing my ECF, and my qualifying payment counts are at 118 for some of my loans, and 119 for the remainder. I have done exactly the same thing, on the almost exact timeline with the same confirmation when I called, and waited on hold for 2 hours (still not in system but rep confirmed my first application I sent 7/16/22 was scanned in on 8/1/22). I submitted my final ECF on 11/8/22 right as I hit 120 payments. The 2 PSLF employer forms I submitted were signed, received and Manual upload ECF process timeline : track Mohela . (Part of the /r/StudentLoans network) Find out why we're restricted and access emergency FAQ about student loans here Student Loan Forgiveness Timeline under PSLF Waiver. My PSLF counts shockingly showed up at 120 payments for two of my loans, meaning that they had actually reviewed my most recent ECF when transferring my information from FedLoan to Mohela (all other ECFs at FedLoan took like ~3 months to 10/31 notifications on studentaid. Recent count was 118 payments toward PSLF on 2 loans and 118 on 2 others. I’ve filed complaints across the board. gov: “Your PSLF application shows at least one loan in forbearance or deferment. Timelines can vary based on individual circumstances. But under the temporary PSLF Waiver rules, MOHELA decided that all deferment periods can count toward PSLF assuming someone was in qualifying employment. “including if your loans were with another servicer and require a transfer to MOHELA, if the [PSLF] form had any missing fields such as Find information about requirements for Public Service Loan Forgiveness (PSLF) FAQ's. If annual submissions make you nervous, go for 6 month intervals. gov they have my paperwork and when I called the company processing my consolidation they informed me Mohela should have completed my loan by August 22. Just waiting now. How long does this process take? Unlock faster loan forgiveness with the PSLF Buyback Program. FSA is $0 and MOHELA is $0. Mohela Timeline . I submitted my PSLF reconsideration/buyback request with the appropriate verbage on October 11th and have not been contacted back at this point. Here’s the exact language from Mohela: “After we receive and process your PSLF form, MOHELA will report your payment count to the National Student Loan Data System, NSLDS. Here's my timeline: first final ECF submitted to MOHELA 9/27/23. The customer service guy I spoke to quickly was really nice though. I was just curious about other folks experiences thus far, I see that some have successfully participated in the buyback but not sure how much earlier they Beginning May 1st, 2024, MOHELA will no longer have any specific PSLF or TEACH Grant data related to your account or loans, including PSLF qualifying payment counters, PSLF employment information, or information related to the status of your TEACH Grant application. I had nothing on 10/5 but this morning on 10/6 I have a smiley face and a “your loan is in good standing “ but all zeros. July 8, 2021: FedLoan Servicing notified FSA that it would not accept an extension of On July 1, federal loan servicing for the U. -November 2022: processed status, could now create a MOHELA account, no updates for a while. Mohela said that they would have my loan transferred by 10/5. -January 2023: Loans officially transferred from AidVantage to MOHELA. 10/27/22–Application made for PSLF 2/13/23–Loans Transferred from Great Lakes to Mohela 3/1/23–Payment counts of my separate Direct Loans: 66, 66,55,47, 7 and 5 (two were recent PP loans and the PSLF Waiver was not My timeline was that I had been making income driven payments while working in healthcare for a non-profit for over a decade, but under Trump and Betsy DeVos, as we know, she refused to dismiss PSLF. I was transferred to Mohela in August due to a pslf application and all my covid We are on a similar timeline, hoping this helps. During the transition period, there will be a My forgiveness timeline & advice . Wait 30 days (not business days) Step 3. your loans listed below have been forgiven. Also if you choose to call MOHELA customer service, be prepared for 5 minutes of banner announcements. Find Answers Check out our MOHELA App Manage your account on-the-go with the MOHELA App. I request a FINANCIAL TRANSACTION SUMMARY. When you submit your pslf form and they process it, they will transfer your loans to them. gov and they acknowledged receipt a few weeks ago, so I did it in reverse order (PSLF faxed in July and consolidation app filled out yesterday), but I don't want PSLF to apply until the consolidation happens so that I can include the parent plus loans. Federal employer and nonprofit qual employer throughout Timeline: 2007 paid idr payment on undergrad 5/2008 in school deferment 9/8/22 transfer from aidvantage to mohela 9/14/22 request for refund from mohela, submitted updated ECF and fedloan ECF to mohela for fed government at a very low rate of pay compared to my peers inside and Mohela supervisor said they could not change it because it was a waiver count and only the Dep of Ed could do it, and I’d have to submit a request using the pslf reconsideration tool. Your qualifying payment total may not currently show how the limited PSLF waiver will fully affect your account. 31, 2022, to generate a PSLF form that is eventually approved. 8/18 my Aidvantage account showed $0 balance. Zero correspondence from Mohela on my forgiveness I was asked to provide my POST 10/31/22 consolidation timeline for the anticipated IDR waiver, and here it is so far. “Closed” Some common reasons include the following: Go to PSLF r/PSLF. For anyone who is still waiting: October 30, 2022: Submitted consolidation paperwork and final employer certification form. Like others, I logged into Mohela today and noticed the "Balance Overview" section was 0, although "Account Summary" still showed the original principal and other loan details. 12 for the month of January. I applied for PSLF in September 2022, and for consolidation in January 2023. Also, by submitting two separate applications, you probably lengthened your process due to different forms. My wife, on the other hand, already had MOHELA as a servicer. Updated to 123 qualifying payments on 12/9/23, then 128 payments on 1/17/23 and 131 payments on 1/27/23 after Mohela finally reviewing all the forms Just because I should be at 120 on all loans after consolidation. If your loans have not been discharged, file a complaint with the CFPB citing that the lengthy processing times are causing you personal financial harm as you are unable to seek better paying employment as you need to stay with a qualifying employer until PSLF is processed and that 12/14/22: Mohela smiley face and zeros; 1/1/23: PSLF forgiveness letter; 2/3/23: Submitted disputes to all 3 credit bureaus. Called MOHELA just now. Once you submit your loan forgiveness form, MOHELA — the exclusive PSLF servicer — will review your form to determine if your employment qualifies. This may have been covered elsewhere but just wanted to clarify the 90 days MOHELA states for document processing delays is business days. Please allow 7-10 business days for the notice to be received If MOHELA now appears to be taking PSLF applications directly, that's a much more direct (and hopefully shorter) method. Quick data point / timeline post for anyone who has been losing their minds like me while waiting for months. You are just a click away from easy access. Direct Loan (DL) Servicing: 1-888-866-4352 (Toll Free) 636-532-0600 (International) TTY: Dial 711 Fax: 1-866-222-7060 (Toll Free) 636-787-2790 (International) Same timeline here. ACTION BY MOHELA We will review your request and the details of your loan information to determine if the I am on a similar timeline and I sent Mohela a question through the messaging on the website asking if I needed to re-submit my documents. Forebearance until 2/2/24, then extended to 4/2/24. I was a Pell Grant recipient and also worked full time while in college so I ended up taking out only one 5. In some cases, it could even take Verify Employment. Pslf timeline . At 3:00pm, I received 3 emails notifications of messages from Mohela. Contact our public service specialists or go to StudentAid. Paid in full by consolidation. Consolidated fall 2005 direct consolidation. 8/24/22 — Resubmitted my PSLF App via MOHELA. Loans transferring from current Servicer to Mohela in 1- 3 months. Interestingly until a few days ago when I went to the PSLF form status on the Mohela site it said the one I submitted in July’s was in process. “Cancelled” You’ve chosen to cancel your application. 7/13/2022: Submit to Mohela an ECF form for my one government employer since pre-2007. r/PSLF I’m on the exact same timeline as you. On May 1, 2024, MOHELA started transitioning the TEACH Grant Program to ED. Want to post a timeline for those that hit 120 in January. I did notice last week that the upDtd in my student aid data was changed to 12062022. Payment counts were updated very quickly. My question is, did you take the same path as me and if you did, how long from the time you got the letter in the mail from aidvandage did it take to get to mohela? Buy Back Payment Timeline . For more timeline info, in mid-April I had received a letter in the mail from FedLoan that my application was received. It was processed on 2/9/23 and my counts changed to 120 a few days after that. A lot of forms have been processed by Mohela. I'm a little worried because I already faxed the PSLF form to StudentAid. I was already in PSLF with Mohela and consolidated so that my newer loans would get the same count as my oldest loans. 1/1/2024 Aidvantage proceeded my consolidation and sent it over to MOHELA and I no longer owe $82. A Mohela Smiley Face, Timeline, and Just Like 25 Mental Breakdowns ($275K) 2012-2022, many many PSLF-related errors, including: Putting me in automatic deferment when I began a PhD program despite working full time and filling out the in-school deferment waiver, not counting those months of payment until Biden's recounts Even though I actually had 120 payments as of September 2017, MOHELA only shows 25 payments in my tracker (which is the exact amount of time between the start of the COVID forbearance and the date of my PSLF application. I just want a complete explanation why. Mohela not real helpful. Shows ZERO payments and that I need to certify my employment. I don’t recall the exact timeline. Yes but because you consolidated after the pslf waiver you are waiting for the idr waiver to return pre consolidation 5/23/2022- Received Fedloan inbox letter: PSLF application received 7/28/2022- Received Fedloan inbox letter: PSLF employment approved. For example, last time I submitted, it showed that my employer had signed it, the form had been sent to Mohela, and I didn't need to do anything else, and I was able to download a copy of the MOHELA ECF Timeline? I submitted my first and hopefully last ECF (worked over 10 years with same 501c3) on 07/18/22 and it’s still “Processing”. Been in extended repayment plan since about 2007. gov account dashboard. However, we were provided misinformation and told that we did not qualify because our income was too high. I will say that I had consolidated loans that I reconsolidated into one loan for the waiver, and I saw that all the nested loans had their status updated from “paid in full by consolidation” to “paid in full”. I looked today and my balance is 0 on Mohela and all PSLF tracking is gone. I am very frustrated about so many months not being counted. All I’m asking MOHELA to do is update 5 I'm on a similar timeline. She said it shouldn’t take long and people were getting answers back “whithin weeks. Timeline: 7/1/2022: Find this group and am incredulous to learn that my loan balance may be forgiven. The latest complaint to a congressperson had Mohela saying this is a known problem but no timeline to fix it. So frustrating! Reply reply More replies. 8/15 got notice I would be transferred to Mohela (Grr) Afternoon of 8/26 saw all zeros on my fed loan account-never got trophies. 5K federal loan during my senior year in 2020. gov still shows both the Nelnet and Mohela amounts in full, and no refunds 6/28 called Mohela and they confirmed they were paid in full due to the Borrower Defense approval and that I am indeed debt free but said talk to studentaid. So, my consolidation hasn’t gone through clearly. I just called Mohela and (with no hold times! instant connection to reps!) found out I was indeed forgiven! Here is my timeline for others who may have some similar Here is my refund request timeline for payments made during the pandemic. gov to learn about PSLF and other programs – such as Temporary Mohela Transfer Timeline? I recently signed up for PSLF and i noticed that my student loan amount went from 20k to 50k. MOHELA Refund Received - TIMELINE! Hi everyone! After two months, I received my loan refund from MOHELA. October 2022 - 6th - PSLF application processed by Mohela February 2023 - 21st - Received PSFL letter in mail dated 2/15 . Yesterday my MOHELA account went to a negative balance in the exact same amount I was expecting for a refund! My timeline is as follows Graduated undergrad 2004, Masters degree 2005. to resubmit and just fyi they have a new update for mistakes on forms that are resubmitted they get put on a 14 days timeline instead of the 90 and mine took only 6 days to update and get those months added. Rough timeline: Consolidated graduate and under direct loans in april 2021 under MyFedLoan had 83 payments thru COVID waiver. That's all for now. Except no trophies. Account info updated not long after (still with just 1 eligible payment and no pre-consolidation (waiver) payments listed. could anyone who consolidated recently who was already in PSLF with Mohela share their timeline? For me: 3/7/24- Applied for consolidation and SAVE 3/16/24- Got letter dated 3/8 from AidAdvantage giving me 10 Go to PSLF r/PSLF. About two weeks ago (~9/1/2022), it started showing a negative balance of about $5,600, approximately equal to 30 payments. I've not seen later manual uploaded ECF dates processed. My PSLF certification forms were received by FedLoan on 08/27/22 and as of If your loans are discharged at any point this year (2023) that would be considered fast considering MOHELA has only recently taken over PSLF from FedLoan. I am with fedloan with a bunch of separate loans with different payment counts. Mohela also shows $0 balance and account in good standing. Information Under ”Activity History,” you might see previous PSLF communications and PSLF forms with the following status. I believe if you go to your studentaid. Federal Family Education Loan (FFEL) Program loans and Perkins Loans do not qualify for PSLF. 31, 2022, but you must still print, sign, have your employer(s) sign, and submit the PSLF form to MOHELA, the PSLF servicer. Reply reply Top 2% Rank by size . As of July 1, 2024, the PSLF program has successfully transitioned from MOHELA and now is fully managed by ED on StudentAid. On or about 2/15: Smiley Face and "Account is in Good Standing" alert. Aidvantage had called 3/21 to confirm loan amount, according to MOHELA. 14-16 month roughly. Right now I'm in a limbo (got a letter Mohela processed my ECF really-super-fast-oh-happy-day, and then I thought, oh, this could be the IDR adjustment. Studentaid acct not updated since 7/31/22 On 9/15/22 Mohela posted a letter online dated 9/12/22 saying I had 1 qualifying payment and 5 eligible payments. Unless consolidated every loan is technically separate and on its own timeline so you could see small differences in the counts. During the transition period, borrowers can also continue 6/28 Mohela is no zeroed out 6/28 studentaid. Hit 120 in January. This was the response I received today: "Thank you for contacting MOHELA, Our records reflect that you previously applied for the PSLF program and as a result, you do not need to re-submit any previously Transfer to Mohela Timeline after Electronic Signature . 25% interest rate reduction; Ensure on-time payments Submitted initial PSLF over a year ago. Payment tracker is showing 121/120 11/10: Official letter from Mohela saying that they have my form and are processing it??? 11/13: Official letter from Mohela saying they have processed my form and updated my payment Payments made after the PSLF program began on 10/01/2007 and prior to consolidation will be reviewed under the PSLF limited waiver, as long as you have qualifying employment to certify past periods of repayment. Turned in ECF January 31st 2023 3/23: Counts updated to 120 3/30: Letter from Mohela advising of 120 payments (dated 3/23/23) Still waiting and will update when balance is Use the PSLF Help Tool by Oct. Depending on how long it has been since you were removed from SAVE, you may need to provide income documentation for the past year or several prior years may be required. A quick call to my work HR department and they sent the completed form to me so I could upload myself through the portal. Wondering what the new timelines are for qualifying payment counts to be updated on MOHELA's end for newly consolidated loans and how long forgiveness processing will take. Just called MOHELA with a question and I got through in about 5 minutes, plus timeline updates ! ("MOHELA didn't take over the PSLF program until July 1, 2022"). Sept 24, 2020 Payments made to FedLoan refunded via bank transfer to the account they were paid from. and they indicated to me that in my case the Dept of Ed's review under temporary PSLF was the cause for the delay because I consolidated my loans as I had loans with different payment counts. The October request was improperly notated and in November I was told 90 business days or 4 months. The pslf zero dollar payments are not involved in any litigation they aren’t going anywhere. My PSLF application was received 11/10/22. Called Mohela to verify and rep confirmed they were forgiven. I tried calling Mohela but can’t get passed the menu and faqs. If you're a federal loan borrower, you may be eligible for Public Service Loan Forgiveness (PSLF). Hi. Hi all, quick consolidation question. It was issued on January 1, 2023. If you’re unsure if MOHELA is your loan servicer, go to your StudentAid. 5 months. ED has resumed processing PSLF forms and is currently working to update PSLF payment counts. Apply for Auto Debit You may qualify for a . Interestingly, the payment count HASN'T been updated so I'm still at fewer than 120 payments. Reply reply travellin_carnie • Consolidated mid-February. Payment counts reached 120 on Mohela website. According to the FSA website, it was forgiven as of 5/31/2023. ) My full loan balance is still showing. I appreciated when people posted their forgiveness timeline- it gave me hope! I finally got mine -worked at same place for 10 years -prior to MOHELA, all loans were through Fedloan -no waivers -no consolidation -occasional ECF updates Also with my loans, I just consolidated (in July) so I could get pslf on my older loans and mohela is yet to process them even though according to studentaid. Checked FSA a week later and that count was also updated on their site. • September 8, 2022 - Welcome to MOHELA letter (snail mail). Yes I did. So it was a three month process. My question: what has been your timeline once you get the smiley face to get the forgiveness letter and for it to clear off studentaid. 7/25 - Called and requested refund for pandemic payments from FedLoan. It’s 90-120 business days for form processing. See PSLF form page 7 of 9: “Receiving one of the following deferments or forbearances at any time during a month is equivalent to an eligible payment: •Cancer treatment deferment, •Economic hardship deferment, •Military service deferment •Post-active-duty Thank you. This past weekend I got an email about my payments starting Mohela is the only pslf servicer. Just thought I'd share in case the timeline helps others. I have not yet as I don't think they know Sept 16, 2020 email from TEPSLF: "Your review results for the temporary expanded PSLF opportunity" - Congratulations! Sept 17, 2020 Balance on FedLoan changes from credit to zero. If you applied by 10/31, the eligibility criteria was PSLF Reconsideration/Buyback Timeline . When I reached out via messaging to MOHELA at the end of March, they stated they had not received the form. Backstory: once I had my forgiveness letter in hand, I transferred my obsessive “checking for updates” from Mohela to the credit bureaus, lol. You can return to the SAVE Plan only if you provide MOHELA with an IDR application and include documentation of your income for the period when you were not on the SAVE Plan. Here’s my timeline: 7/7&7/13- faxed in ECF for 2 employers 8/18- Fedloan processed both ECF. Says MOHELA’s atrocious customer service is intentional. Says loans are forgiven thru Public Service Loan Forgiveness. r/PSLF This was my timeline with Mohela: June 18th: IDR submitted August 3rd: IDR approved I had to call to find out my payment amount bc it will not be available on the online accounts until the forbearance ends. Info I got from a MOHELA PSLF specialist today. Federal Student Aid (FSA) will then review and ultimately determine eligibility for discharge under the PSLF Program. 8/12/2022: FedLoan PSLF update (STILL didn't count anything after 2014) I called FedLoan who said they would send it (again) for manual recount BEFORE they sent it to MOHELA. ” 12/7 Mohela balance in the negative 12/8 interest zeroed out on Mohela balance 12/13 smiley face on Mohela, loan balance showing as 0 on federal student aid What the title says. Regardless of the grace period / deferment status, during that period you normally can’t make progress toward PSLF because your loans aren’t in repayment status. 3rd email, Repayment schedule starts Feb 2024. How long should I expect before my loans are officially transferred over? I will also be awaiting a count as part of IDR. I was preparing for 90-days because that is what is articulated on the Mohela website: PSLF Forgiveness: When you reach 120 or more qualifying payments for PSLF, your account is eligible to be placed into a forbearance and no payment will be due. I wanted to share because not knowing the amount was anxiety-inducing. MOHELA SAVE payment calculation timeline . MOHELA started sending me bills and late notices this year for over $1600. the PSLF process for forgiveness was illogical and inefficient; I guess I shouldn't expect the refund of overpayments to happen in a logical, linear way either! Reply but Mohela is listing only the amount of one payment ($500) we made with them in the account balance (-$500 7/2/22 I uploaded PSLF form to Mohela site for good measure. My counts have been updated to 120 as of 8:00am the next day (today, 1/26/2023) 🥹🥹🥹! Just thought I would share my timeline! Good luck to everyone! Edit: As of 9:00am, 1/31/2023, my PSLF count on FSA updated to 120 for all of my loans. • August 2, 2022 - Notice of transfer of my loan account to MOHELA. I've been checking this whole time using Mohela's PSLF Form Status tool. It’s going on 1. From there, it’ll review your payment history to determine how many PSLF processing takes several months, and total time to loan forgiveness is at least ten years, requiring 120 qualifying payments. My account had remained in a very large negative Help on Mohela Timeline . MOHELA should contact you if you qualify for forgiveness and can help you check your qualifying payment record. ED will maintain a record if you complete all the steps of the PSLF Help Tool on or before Oct. Refund of 2 payments on or about 2/15 or 2/16. My PSLF counts finally updated (to exactly what I was hoping--the highest of my payment counts before consolidation) about a week ago (roughly March 25). More posts you may like r/PSLF. And that "it looks like you've met the 120 payments" 8/31/22: email from FedLoan saying my loans were transferred to MOHELA. I applied for PSLF in March 2022. From there, it’ll review your payment history to determine how many payments were made during a Same timeline as you - been at over 120 since January. I called Mohela today and they told me they where still working to update the PSLF waiver counts but could take a little longer, maybe even through the end of Go to PSLF r/PSLF. Here’s my recent timeline - in the home stretch now, but Below is a timeline of MOHELA's work to support the federal government as its interim PSLF servicer. I just resubmitted my whole application under the "Documents" tab as you described, and we'll see what happens over the next couple of weeks. 1/31/2023: Received Student Aid website still shows the loan balance. ECF Timeline (MOHELA) Data Point I submitted my ecf on 8/2 and it was processed today 9/30. — including physicians who practice at government and nonprofit hospitals — to shorten their loan repayment timeline by recouping previously ineligible months. Once you log onto Mohela that first page has PSLF announcement and info, scroll down and if they have processed your transfer there should be a section highlighted in blue that says PSLF and a button to click that says Submitted PSLF (same employer 20 years) mid-May PSLF accepted 7/20 (they gave me 1 payment, so I was waiting for Ed Dept to apply the waiver). Spent a week trying to figure out PSLF v TEPSLF v PSLF waiver. 💜PSLF JOURNEY TIMELINE 💜 September 10th, 2022 Mailed Temporary PSLF Application September 19th , 2022 Mohela received Application and Status Description “Processing” January 2nd, 2023 Mohela Status and Description changed to PROCESSED- notice has been sent. Payments made October and November. Thank you for your public service. Timeline since then March 31, 2023: PSLF document updates to “Processed”. gov for refund info. ) It will take months. Hoping the timeline will help people decide whether to go for electronic signatures or not. That supervisor works Tuesday and Wednesday from 10am-2pm The last count I saw, I had 131 qualifying payments. The first step is to see if your employment qualifies for As of July 1, 2024, the PSLF program has successfully transitioned from MOHELA and now is fully managed by ED on StudentAid. 9/27/22 - MOHELA email saying form in process 1/20/23 - NelNet email that my loans will be transferred 2/18/23 - MOHELA email welcome to PSLF 2/25/23 - sent MOHELA email inquiring about “ineligible” payments. Years ago, when PSLF was first announced, several of my colleagues and I inquired about this – excited about the opportunity. I tried this morning to fill out the PSLF form to certify my last few months of employment, but the PSLF help tool wouldn't let me select that I've made I am at 114 payments just 6 short of required 120. 2 weeks later received emails with instructions for setting up my account, etc. Never had any issues. $9099 refund came in a few weeks later. Still shows 7 separate loans. Submit your PSLF application with Mohela Step 2. PSLF waiver application processed 4/1 Employment Verification 7/1 (120 payments not yet counted) 7/19 loans forgiven!!! Timeline and question about Department of Education reviews As of July 1, 2024, the PSLF program has successfully transitioned from MOHELA and now is fully managed by ED on StudentAid. PSLF tracker showed up on my account and the count updated to 29. 5 months now, it says “processed” for the day I uploaded but my counts aren’t updated Congrats! Your timeline provides very helpful information. I requested voluntary pause payments to be refunded in August of 2022 before transferring to MOHELA and then again in October after transferring. May it be time for a class action lawsuit? "As the sole servicer for borrowers pursuing PSLF, these borrowers have no choice but to subject themselves to your company's egregious malpractices in an attempt to get relief," Bush wrote. My timeline is about the same ad you but I uploaded my PSLF app 7/2/22. They also went back over my previously submitted ecfs and counted the months that are eligible under the Timeline so far: 9/6/23 - reached 120/120 (payment date) like last week Monday) that Mohela is currently running 45 days to reprocess PSLF form then there is a 90 day window for the Treasury to process the forgiveness and another 90 to issue any over payment refunds. This is due to the fact that your web submission initiates the release of a messenger pigeon trained by the lowest bidder that carries a proclamation of your intent to a supervisor at MOHELA. I am waiting for GreatLakes to transfer to Mohela. I submitted a onetime payment to Mohela for my buyback amount on I received my letter from Mohela today. I consolidated prior (again) when the switch over happened, I recent my PSLF documentation to MOHELA on 9/16/22 just last week it finally said "Processed" but no where does it have a "count" toward my forgiveness. Please let's track Mohela—I'll start. NMLS #1204917, with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS I've been seeing folks state that MOHELA doesn't have their qualifying payment count information from FedLoan yet and that MOHELA has asked folks to resubmit their ECFs. I have a similar timeline. I have been with Mohela since before PSLF, and have had the same qualifying employer the whole time. 5/4/22 - I submitted my final PSLF form 7/5/22 - I noticed I did not check the “full time status” box but only indicated I was still employed and worked 40 hrs per week. Has anyone recently changed to the SAVE plan and how long did it take MOHELA to calculate it? I got a letter saying it could take up to 90 days. Here’s my timeline for comparison: August 2022 - I applied for PSLF for first time due to the waiver. 2nd email, Your eligible loans have been placed on the IDR plan. From May 1 through July, borrowers will not be able to see their PSLF payment counts on MOHELA’s website, and any forms submitted for PSLF will not be reviewed. Here's my timeline so far: August 2023: Final Payment 9/11: Manual ECF received and "processing" 11/9: Form now "processed". Hopefully a 3-month wait is the worse-case scenario. Today, I did my daily check of Experian and Great Lakes are officially off with no replacement yet. ED has resumed processing PSLF forms and is I see a lot of past posts with forgiveness timelines, but curious about the experience/ timelines for folks recently through Mohela. And guarantee those months Hello all! So, I recently submitted my PSLF paperwork and also did a consolidation from Nelnet to Mohela. I was granted PSLF forgiveness last year. Technically hit 120 May 2022, but Mohela officially showed it later. I last saw post of 8/17/23 manual upload ECF processed 10/5. Last year I moved my loans to a different IDR program under Biden and submitted a new PSLF form, which got my account moved from Aidvantage to 05/2023 is also my 120th qualifying month. 🙃 Reply reply Just a reminder that MOHELA processes ECFs on a timeline of 90 business days, not calendar days. Used to say late September. Mohela will then show the e-sign application in your pslf form status as of the next day. I was notified by Mohela 8/8/22, in a letter dated 7/27/22 that they received my PSLF and were reviewing eligibility for PSLF. You’ve Completed The PSLF/TEPSLF Program and All or Part of Your Loans Have Been Forgiven” - $119,900 IN STUDENT LOANS 100% GONE PSLF Timeline . 29, the Education Department confirmed that MOHELA borrowers could also be moved to a new servicer in the coming months — coinciding with the PSLF administrative transfer. gov? For or anyone interested, here's my timeline with some data points: July, 2022: loans transfer from FedLoan to Mohela completed. Will ED give any credit for payments made before the federal loan consolidation? I’ve been working for qualified employees for 15+yrs and have more than 120 consecutive on time payments on my FFELP loans. 9/6/22 — Received a Correspondence Processing Delay from PSLF Timeline . Update on MOHELA Timeline My loan was forgiven under PSLF back in 2020, paid in full and I have screenshots, with FedLoan Servicing. They've even been closed on my credit report with a zero dollar balance. My account is with Mohela, which seems Mohela reps don’t know what they’re talking about. I mailed and faxed my pslf application to mohela (fax sent 7 days ago, mail 21 days ago) I called today and they know I am consolidating and that my loans are coming from aidvantage, but I still do not have an account and they have no record of my pslf application. Hi, pslf twin! Reply reply larobenoire Consolidated and loans transferred to Mohela. So any payment made after that and up to 2/2020 was refunded to me ($15,539. My Timeline: May 2022: Consolidated 8 FFEL Loans and 2 Dept of ED TO Mohela FROM Navient and AidVantage 7/28/22: Submitted PSLF and 4 ECFs via Mohela's upload link 9/23/22: PSLF Application went from "Processing" to "Processed" 9/26/22: PSLF Payment Tracker appeared Now just waiting for the waiver to be applied end of October September 28- notified I was placed on administrative forbearance through November by MOHELA Mid-November- notified I had a payment due in December November 25- notified I was placed on administrative forbearance through January ‘24 I’m quickly approaching the 90 days timeline that MOHELA gives for the process. I had completely given up on PSLF, NEVER qualified for one reason or another. We appreciate your patience during the PSLF Yes! Checking my Mohela inbox, I consolidated on August 15 and my consolidated loan updated to the highest count on November 24 (it might of been sooner, but that is when they sent me letter with PSLF count). I know I should be only at 105 so far, but seeing the number 105 on the Use the PSLF Help Tool by Oct. “Processing forbearance” is administrative forbearance. Lol In the interim Mohela reached out saying my loans were being transferred. I ignored him. If you still wish to pursue PSLF, you’ll need to start a new application through the PSLF Help Tool. While the official word from the Department of Education suggests a processing time of at least 90 business days by MOHELA, the PSLF servicer, experiences reported by borrowers range from a few weeks to over six On Apr. Was transferred to Mohela mid-August. Now I'm not sure what triggered the count update considering my ECF is still showing as processing despite the letter I received, and my Employment and Eligible Payment tabs on the site have not been updated with my final PSLF months. Sept 29, 2020 Paid in Full notification from FedLoan UPDATE to the original post (spoiler alert, nothing is gone): 10/18/22: Payment counts are gone, MOHELA shows a $0 balance. When applying on FSA, did you give them permission to contact IRS? From what I've seen from others, if you did not, you need to provide Mohela with your 2021 2022 filings. I called student finaid gov representative and they said this is due to the transfer of my loans going from the finaid to mohela and it will drop off back to what it used to be. During the transition period, there will be a Final regular payment to MOHELA: 10/05/2023 Submitted PSLF ECF form: 10/19/2023 (ECF form fell into a black hole with my employer) Waiting game (~ 3 months) ECF form processed by MOHELA: 01/10/2024 Payments updated on MOHELA: 01/12/2024 I'm curious to see the timeline on that. r/PSLF. gov. Congratulations!. Reply reply Consolidated in 2004, 112 payment count, already with mohela. It seems like it is the old game of hurry 2/8/24: (6 weeks) Confirmed w/ Mohela I'm on the SAVE plan; consolidation complete; PSLF counts still at zero; Mohela rep said they are at the will of FSA to update those counts 2/21/24: An e-signed ECF from my current employer was processed in a just a few days; still no change to my PSLF counts, but the employment is showing up on the Jan 2022 submitted initial PSLF application (have been working for PSLF qualified employer since 2013 and didn’t realize I could apply for PSLF) March 2022 received letter that my loans fit criteria for PSLF and will be transferred to MOHELA Haven’t heard anything else yet. Has anybody submitted around the same time and been approved or are we all still waiting? I’m guessing I’ll be forgiven under the plan announced last week before PSLF. Submitted buyback payment today! One step closer! Advice to ED/FSA: Put people into a processing forbearance with zero interest while you do this major transition from MOHELA to ED as the PSLF servicer. Sept 2022 applied for TEPSLF Sept 2023, filed a complaint about loans bot being transferred to Mohela and added updated ECF November 28, 2023, payment counts updated December Completed PSLF tool in late July. Department of Education’s PSLF program began transitioning to MOHELA from FedLoan Servicing. February 2023: saw my first payment count - it only included the COVID pause. I haven’t heard back from the PSLF yet, but now I can see my loans through Mohela. Once it is processed, I will advise of the length of time for the processing of the electronic form. Borrowers will continue to receive regular servicing, including access to customer service and the ability to make payments. Glad to see some forward movement. I sent my PSLF form to Mohela through USPS towards the middle of July 2022. My account information and PSLF counts showed up on Mohela on 9/8. Sent (second) final PSLF to Mohela on 10/8/22 . I have heard absolutely nothing from them until earlier this week when I noticed on the PSLF Form Status portion of Mohela's website it now says "Status: Processed, Description: A form has been sent. S. Here’s my timeline: 8/28 PSLF form submitted The PSLF Program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made the equivalent of 120 qualifying monthly payments under an accepted repayment plan while working full-time for an eligible employer. Advice to ED/FSA: Put people into a processing forbearance with zero interest while you do this major transition from MOHELA to ED as the PSLF servicer. Received notification on 8/4 that loans were being transferred to Mohela from Aidvantage. I didn't wait to upload a new ECF until the payment date or for May to show up on Mohela as a qualifying month. Based on limited waivers my actual discharge date was back dated to 9/2017. MOHELA transfer timeline (from Great Lakes) It might take some weeks. Plus, my loan transferred from fedloans to MOHELA in August, so that timeline seems pretty irrelevant now that it’s nearly February 2023. If MOHELA is your servicer, please give me dates you uploaded your PSLF application, when it was “approved,” and when you actually got a pslf payment tracker. My consolidation was complete mid-March, I’m just waiting for my tracker to go from 0 to 120+ now! Mohela told me 30 days, which would be any day now. Its interesting (and instills hope!) that you all are circling around a 45-day timeline. That was March 28th. Due to the unprecedented Public Service Loan Forgiveness (PSLF) If you work in certain public service jobs and have made 120 payments on your Direct Loans, you may be eligible to have your loans forgiven. In 2015, Aspire transferred my loans to MOHELA. I know they’re backlogged and they say 30-60 days but I’m reading different stories! Balance on Mohela finally went from negative to zero this morning - Should I expect my refund soon? So my loans were forgiven back on 2/15 (with the forgiveness effective date going back to 9/2017). gov websites consolidation and aidvantage has it but isn't showing anything on their site yet prior to going to mohela. Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. Called at the end of August and Mohela didn’t have it in the system. Transferred to Mohela in August 2022 September 2022 loans officially showed up. ” And “Your PSLF application has no loans that qualify for PSLF. After submitting my final ECF in November, I finally got the smiley face last week! (SO EXCITED) However, I still don't have a letter in my messages from MOHELA confirming forgiveness and, as expected, the amounts are still there on studentaid. I have filed complaints with the BBB (which MOHELA hand-waved) and the federal government. MOHELA sent me a letter dated August 9 2023 showing my loans fully forgiven under PSLF. MOHELA is the current loan servicer for PSLF. I can see on MOHELA that my loans have been transferred there, with some at 110 qualifying counts (undergrad from 2000), and others at 1 (grad school 2022). Zeroed out on 12/13. I consolidated so my newer graduate loans could be consolidated with my older loans, to get more payment credits. You’ve Completed The PSLF/TEPSLF Program and All or Part of Your Loans Have Been Forgiven” - $119,900 IN STUDENT LOANS 100% GONE!!!!! Update on the timeline for anyone else waiting: My IDR went through in early February (could've been January, but MOHELA misread my income tax submission). Checked FSA a week Mohela PSLF timeline for processing . This Reddit has been instrumental for me as I navigate PSLF and the consolidation process, and I wanted to pay things forward with my timeline in the hopes it helps others out. Based on that information, I should have about 20 days left to be at From Facebook page for PSLF, someone pasted this earlier: Many of us are in the same exact situation even with a similar timeline and from a FedLoan to Mohela transfer in July. They told me it takes around 10 days for a fax to be received and added to their Go to PSLF r/PSLF. My loans are still active on the Federal Student Aid website. Very confused at my status and the recent emails from Mohela. Here’s my timeline of events. I taught school for 11 years, had my submitted ECF'S all were approved except only given credit for 114 months. Mohela Payment History Request Timeline upvote r/PSLF. Will keep you all posted on how long it takes to get the loans officially forgiven. And guarantee those months will count I was transferred from Fedloan to Mohela on 8/30/22 (I submitted a final PSLF form to Fedloan in July, 22 but it was denied (for unfounded reasons). I was told that Mohela will now be servicing the PSLF process and that all processing at Fedloans is on Mohela has been my servicer since 11/2011. He said PSLF app was sent to studentaid 3/8 and will take up to 60 (or 90?) days to go through. gov account, it'll show you a status of the form and tell you your next steps (if any). That equates to about 4. r/PSLF PSLF timeline! What a journey. -July 2022: I submitted my PSLF certification. I have been with MOHELA since Aug, prior to that with Fed Loan. Get conflicting information. According to MOHELA, a notice to discharge was just received 2/16/23 for my account. My consolidation is expected to go through anytime now. pue dipgjq ixbrm ahluh gle igwq ppcf uma nbgw apnkt